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      <image:title>Home - Plan</image:title>
      <image:caption>The planning phase is where we become Financial Architects. Based on our discovery meeting with you, we'll design a plan tailored to your specific goals &amp; desires. We value each client as unique and are confident in the plans we create.</image:caption>
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      <image:caption>It's time to execute the plan! We'll get your accounts opened and start our partnership together. We'll get you set up with your personal financial website and establish our frequency for review and methods of communication. This will also be a time where we'll connect with your other trusted Advisers like a CPA or Estate Attorney. Now that your plan is coming alive, you can begin enjoying some Financial Peace!</image:caption>
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      <image:caption>We are currently taking new clients. We want to get to know you and we do this with a free consultation. Our initial conversation is a time of discovery. We ask a lot of questions to get to know you personally and your current financial picture. We want to build significant relationships with our clients. Once we've got an understanding of where you're at and would like to go, we'll discuss our goals-based approach and set up a meeting for the planning phase.</image:caption>
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    <lastmod>2018-12-27</lastmod>
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    <lastmod>2018-10-23</lastmod>
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    <lastmod>2023-09-06</lastmod>
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    <loc>https://www.intrepidwm.com/blog/thepsychologyofinvestmentemotions</loc>
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    <lastmod>2023-09-06</lastmod>
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      <image:title>Blog - "The Psychology of Investment Emotion" - Q3 2023</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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      <image:title>Blog - "The Psychology of Investment Emotion" - Q3 2023</image:title>
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      <image:title>Blog - "The Psychology of Investment Emotion" - Q3 2023</image:title>
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    <lastmod>2023-09-06</lastmod>
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      <image:title>Blog - "Spring" into Action - Q2 2023</image:title>
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      <image:title>Blog - "Spring" into Action - Q2 2023</image:title>
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      <image:title>Blog - "Spring" into Action - Q2 2023</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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    <loc>https://www.intrepidwm.com/blog/2022-a-year-end-note</loc>
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    <lastmod>2022-12-28</lastmod>
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      <image:title>Blog - 2022 Year-End Note</image:title>
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      <image:title>Blog - The Investment Weapons in Your Quiver - Q2 2022</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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      <image:title>Blog - The Investment Weapons in Your Quiver - Q2 2022</image:title>
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    <lastmod>2022-08-23</lastmod>
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      <image:title>Blog - Patience of a Snail - Q1 2022</image:title>
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      <image:title>Blog - Patience of a Snail - Q1 2022</image:title>
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      <image:title>Blog - Patience of a Snail - Q1 2022</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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    <lastmod>2022-01-28</lastmod>
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      <image:title>Blog - When the Sky is Falling - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2022-01-28</lastmod>
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      <image:title>Blog - Traffic Jam - Q3 2021</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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      <image:title>Blog - Traffic Jam - Q3 2021</image:title>
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    <lastmod>2021-11-08</lastmod>
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      <image:title>Blog - Tornado Warning - Q2 2021</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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      <image:title>Blog - Tornado Warning - Q2 2021</image:title>
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    <lastmod>2021-04-20</lastmod>
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      <image:title>Blog - Dieting &amp;amp; The GameStop Phenomenon - Q1 2021</image:title>
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      <image:title>Blog - Dieting &amp;amp; The GameStop Phenomenon - Q1 2021</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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    <lastmod>2021-02-18</lastmod>
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      <image:title>Blog - Can I Climb That Rock? — Q4 2020</image:title>
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      <image:title>Blog - Can I Climb That Rock? — Q4 2020</image:title>
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      <image:title>Blog - Can I Climb That Rock? — Q4 2020</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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    <loc>https://www.intrepidwm.com/blog/haircut-and-prayer</loc>
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    <lastmod>2020-11-20</lastmod>
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      <image:title>Blog - Lessons from a Haircut &amp;amp; Prayer Gathering — Q3 2020</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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      <image:title>Blog - Lessons from a Haircut &amp;amp; Prayer Gathering — Q3 2020</image:title>
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    <loc>https://www.intrepidwm.com/blog/muddyshoes</loc>
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    <lastmod>2020-07-02</lastmod>
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      <image:title>Blog - Muddy Shoes — Q2 2020</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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    <loc>https://www.intrepidwm.com/blog/2018/10/25/this-it-the-title-of-the-blog-post-thst2-h79c5-nb4n9</loc>
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      <image:title>Blog - Practicing Greatness — Q1 2020</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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      <image:title>Blog - Practicing Greatness — Q1 2020</image:title>
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    <loc>https://www.intrepidwm.com/blog/2018/10/25/this-it-the-title-of-the-blog-post-thst2-h79c5</loc>
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      <image:title>Blog - September Sunshine — Q3 2019</image:title>
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      <image:title>Blog - September Sunshine — Q3 2019</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5bce5876e666694bc18fdb50/1560888857352-WRVIOYDOCLTT2HNBP8G0/Cass+Newsletter+Pic.png</image:loc>
      <image:title>Blog - September Sunshine — Q3 2019</image:title>
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    <loc>https://www.intrepidwm.com/blog/2018/10/25/this-it-the-title-of-the-blog-post-thst2</loc>
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    <lastmod>2020-04-07</lastmod>
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      <image:title>Blog - It's All Peachy! — Q2  2019</image:title>
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      <image:title>Blog - It's All Peachy! — Q2  2019</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.intrepidwm.com/blog/2018/10/25/this-it-the-title-of-the-blog-post</loc>
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    <priority>0.5</priority>
    <lastmod>2020-04-07</lastmod>
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      <image:title>Blog - Staying The Course — Q1 2019</image:title>
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      <image:title>Blog - Staying The Course — Q1 2019</image:title>
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      <image:title>Blog - Staying The Course — Q1 2019</image:title>
      <image:caption>Chart reflects price changes, not total return. Because it does not include dividends or splits, it should not be used to benchmark performance of specific investments.</image:caption>
    </image:image>
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    <loc>https://www.intrepidwm.com/blog/category/Newsletter</loc>
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  <url>
    <loc>https://www.intrepidwm.com/blog/category/Investment+Tips</loc>
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  <url>
    <loc>https://www.intrepidwm.com/blog/category/Stories</loc>
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  <url>
    <loc>https://www.intrepidwm.com/blog/tag/stories</loc>
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    <loc>https://www.intrepidwm.com/blog/tag/investment+tips</loc>
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  <url>
    <loc>https://www.intrepidwm.com/video-gallery</loc>
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    <lastmod>2018-10-25</lastmod>
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    <loc>https://www.intrepidwm.com/about-us</loc>
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    <lastmod>2021-11-16</lastmod>
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    <loc>https://www.intrepidwm.com/resources-video-gallery</loc>
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    <lastmod>2023-12-08</lastmod>
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    <lastmod>2025-08-14</lastmod>
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    <loc>https://www.intrepidwm.com/education-planning</loc>
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    <lastmod>2019-01-28</lastmod>
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    <lastmod>2019-03-07</lastmod>
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    <loc>https://www.intrepidwm.com/financial-planning</loc>
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    <lastmod>2019-01-28</lastmod>
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  <url>
    <loc>https://www.intrepidwm.com/charitable-giving</loc>
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    <loc>https://www.intrepidwm.com/privacy-and-terms</loc>
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    <lastmod>2018-12-17</lastmod>
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    <loc>https://www.intrepidwm.com/retirement-planning</loc>
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    <lastmod>2019-01-28</lastmod>
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  <url>
    <loc>https://www.intrepidwm.com/group-retirement</loc>
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    <lastmod>2019-01-28</lastmod>
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